More Headlines on Credit Cards
Take advantage of these handy features in your bank app
Banking apps are becoming more advanced, and you may be missing out on special features that are available. Here are four app features to consider.
1 in 3 Americans earning $250,000 or more say they live paycheck to paycheck — are they really?
Why are high-income people struggling between pay days? It depends on how you actually define 'living paycheck to paycheck,' financial experts say.
‘Savings are gonna run out’: Already battered by high inflation, Fed’s rate hike will hit lower-income and rural Americans hard
People living in rural areas are already struggling to pay back credit-card loans and purchase big-ticket items like automobiles, experts say.
Americans’ credit-card debt had the biggest jump in more than 20 years, New York Fed says
Americans added $312 billion in debt during the second quarter -- an increase that New York Fed researchers called 'pretty sizable.'
In hard times, these are the credit card mistakes that can hurt you most
When times are tough, some debt may be inevitable, but if you can, consider your options before making these credit card mistakes.
1 in 3 people say they overspent on travel to earn a credit cards sign-up bonus
'No bonus is worth going into debt over,' one analyst said.
Nearly a quarter of first-time homebuyers open a credit card when they close on a home. Why that could be a bad idea, especially as a recession looms.
The study by Realtor.com and Experian found that within six months of closing, a quarter of homebuyers were eager to open a new line of credit.
Does it take two to buy a car? The right friend can help, but the wrong one can cost you money.
Here are five questions a tagalong friend should be able to answer correctly before you get to the dealership.
Higher savings rates, lower fees…what’s stopping you from switching banks?
Changing banks takes a little juggling, but it could be worth it. We beat up your excuses for not switching banks and offer some tips to get it done.
‘I am a 53-year-old single man with very little savings’: I want to take out a 30-year mortgage, but pay it off in 7 years. Is that possible?
‘My credit-union credit card allows me to make a balance transfer at 0% financing with no fee once a year.’
The pros and cons of using buy now, pay later for travel expenses
Travel providers have jumped on the trend by partnering with these services to let you fund your vacation in small payments—even after you’ve finished the trip
‘There seems to be little relief in sight’: More than half of Americans are living paycheck to paycheck, making them more vulnerable to recession
People living paycheck to paycheck were more likely to have experienced financially distressing events at some point over the last three years.
‘The key is not to be paralyzed by fear.’ Now is the time to be proactive before higher rates show up on your credit card bills.
High interest rates are adding to the challenge of managing credit card debt, but if you make a plan, you can save money on interest. Here's how to get started.
5 ways your credit cards can help you fight the pain of inflation
As prices rise because of inflation, scaling back expenses isn’t the only way to free up cash to cover essentials. Learn how to maximize value from credit cards.
How much do you know about credit cards? Try this quiz—it may help save you money.
If you don't know what actions you can take with credit cards, you could be losing money. Test your knowledge here.
It started with a guitar and turned into a $20,000 debt: How I paid it off in 8 steps
I took the kitchen-sink approach to paying off my credit card debt, using as many tools as I could. Here are the ones that made the most difference for me.
Worried about the Fed’s biggest rate hike since 1994? Here are 3 smart financial moves to make right now
The Fed's 75 basis point rate hike comes after a hotter-than-expected inflation report on May consumer prices.
‘Robbing Peter to pay Paul’: Apple is the latest company offering a buy-now-pay-later option. Here are 4 reasons you should think twice before signing up.
Apple follows companies including Affirm and Klarna into the BNPL space. But observers advise caution before jumping in.